FAQs about Payday Loans

Q: Do I need to apply for a payday loan in person?
A: No, you can actually begin the process easily online. You won't even have to leave your home!

Q: How much does it cost me to apply on your online application?
A: Nothing, applying is absolutely free.

Q: Can I get a payday loan if I am self-employed?
A: Yes, you can. Just provide up-to-date income information.

Q: Is there a limit to the amount of times, I can apply for a payday loan?
A: You can apply for payday loans once every 30 days on our site.

Q: I have been told my ISSAC score is too low for a personal loan from my bank, does that affect my ability to be approved for a payday loan?
A: No, getting a payday loan is much easier than applying for a bank loan. We will not ask to run a credit report and you will not have to have collateral.

Q: How long are are terms for a payday loan?
A: It depends on your individual situation, however, normally the loans extend from one week to one month.

Q: How much is the interest on a payday loan?
A: Each state has it's own laws and rates for payday loans, our loans do not exceed legal limits.

Q: How much can I borrow at a time?
A: Our loan range is typically between $100 - $500.

Q: Will I need a checking account in order to get a payday loan? Yes, it is necessary that you have an open US checking account in your name.

Q: Do I need a co-signer for a payday loan?
A: No, a co-signer is not necessary, however, you may be asked for a couple of references.